1. Challenges Facing Entrepreneurs in the Kurdistan Region of Iraq: Sulaymaniyah
In this study, the importance of entrepreneurship and the challenges it is defined and explained in detail, the role of entrepreneurship and how it develops job creation, economics, and productivity of every country is explained as well. The main focus is on Kurdistan's entrepreneurship challenges that are facing the youth. The purpose of this study is to find solutions to minimize the challenges that are facing young entrepreneurs. As well as providing the information for entrepreneurs to recognize the factors that are required to process as an entrepreneur and ways to handle the entrepreneurial challenges. A face-to-face survey is conducted with 30 young entrepreneurs in Sulaymaniyah city and their challenges are analyzed. According to the results, we have found all of the entrepreneurs are facing governmental challenges, financial challenges, market challenges, and socio-cultural challenges. It is highly suggested that entrepreneurs in Kurdistan are in need of immediate support if the government is attending to fix the financial crisis in the region.
2. AGRICULTURE STATUS QUO AND THE EFFECTS OF TECHNOLOGY ON AGRICULTURE'S SUCCESS IN PROCESS
This research contributed to the literature of agriculture technology and to the agriculture sector overall. The research focuses on Sulaymaniyah agricultural farms, taking the Sharazur and Sharbazher farms as a sample for evaluating the awareness and perception of human resources working in the industry. Face-to-face interviews were conducted with 34 participants and most of them were aware of agriculture technology but unfortunately, they don't use it. They find it as a necessity for a more efficient and effective product, but they don’t have access to the new technologies due to the factor that Iraq is a developing country and have not yet used technology sufficiently for agriculture purposes.
3. DETERMINANTS OF INTERNET BANKING ADOPTION ON KURDISTAN REGION OF IRAQ
Electronic banking, including internet banking, is a necessary condition for the development, and the country’s economic development, e-business, and society. In general, the aim of the article is to identify the factors exerting an influence on the use of internet banking in Kurdistan's region of Iraq. To do this, 145 data have been collected from the majority of people in this region. Based on the result it has been observed that as long as increases insecurity, political instability, and government support perhaps increases the trust dimension. This means that how a company can increase the willingness to use the internet banking system through those factors. how important are an electronic bank and internet bank to the country’s growth and help to Within internet banking there would be more transaction among traders and people? Internet banking decreases the need for cash in hand. in this study, we learn that internet banking needs perceived ease of use, trust, and government support were examined to determine if these factors are affecting internet banking adoption.
4. DETERMINANTS OF OIL PRICES DURING THE PRE-AND PAST COVID-19
AMAL MAHMMOD ADIB
the aim of this paper is to analyze the effect of financial and political crises on oil prices in an oil-production country (Iraq) before and during the covid-19 .in order to do this, the data that used in the project is secondary data, taken from Iraq's and global formal sours that publish oil prices and the changes that occur In this research, we have relied on two types of data, which are the annually changing oil prices and the domestic and foreign economic crises that affect oil prices directly., We performed analyzes of this data using a data analyzer Least Squares, The result of data analysis shows that the crisis affects oil prices(-19.17706) percent. At the end of the research, we proposed several solutions to reduce the amount of the economic crisis, and we can focus on them in the event of any economic crisis due to oil.
Keywords: Financial crisis, covid-19, Oil price volatility, IRAQ
5. THE IMPACTS OF OIL PRICE ON EXCHANGE RATE: EVIDENCE FROM IRAQ
Zamo Taha Abdullah
This research is about oil price fluctuations on Iraq's economic performance is the subject of this research paper. This economic effect on defined economic variables is quantified using a simple Ordinary Least Squares (ARDL) model. Iraq's actual Gross Domestic Product (GDP) is linked to the economic model GDP in relation to crude oil prices (West Texas Intermediate "WTI" crude, the US benchmark for oil pricing). Iraqi-American dialogue to account for the value of Iraq's exports in terms of foreign currency, especially the US dollar, a rate was included in the model as an independent variable. To account for the years of political unrest, a dummy variable was developed. Was included as well. The elasticity of the economic variables used in the study is considered to be statistically important. Lagged GDP elasticity, oil price elasticity, and exchange rate.